CLASSIC CAR INSURANCE IN LOUISIANA
For enthusiasts who derive joy from collecting vintage automobiles, these cars hold more than mere transportation value – they are investments that appreciate over time.
While some classic cars are taken out for leisurely Sunday drives, others are meticulously maintained and showcased in garages. Recognizing that classic or antique vehicles serve different purposes, Complete Insurance Solutions provides personalized assistance in selecting the appropriate insurance policy. We take into account your coverage requirements, mileage, vehicle age, and any modifications to ensure that your investment is adequately protected. Consider the following factors when seeking classic car insurance or collector car insurance:
Agreed Value: This coverage ensures that in the event of a covered total loss, the insurance carrier will pay the agreed-upon amount, minus any applicable deductible. It offers superior protection compared to “actual cash value” or “stated value” coverage options. Consult with an agent to determine the most suitable coverage for your situation.
Competitive Rates: Since collector vehicles are typically not driven year-round, insurance premiums are adjusted accordingly and tend to be lower than those of standard auto policies.
Customized Coverage: Each collector car is unique. That’s why Complete Insurance Solutions collaborates with you to determine the appropriate level of coverage to ensure proper insurance for your classic vehicle.
Mileage: Feel free to enjoy your classic car on the road! While not all insurance companies impose mileage restrictions, most calculate rates based on an annual mileage of fewer than 5,000 miles.
Roadside Assistance: Even classics can experience occasional breakdowns. With a Roadside Assistance endorsement, you can drive worry-free, knowing that help is just a phone call away.
Detailed Documentation: It is crucial to have comprehensive photographs of your classic automobile. In the unfortunate event of a claim, these photographs will facilitate the claims appraisal process.
To get personalized assistance for your classic car insurance needs, please contact Complete Insurance Solutions at 337-735-7613.